At SBS Wealth, our mission is to make expert financial advice accessible to more New Zealanders. That's why, if you're renewing your mortgage options, we've created a simple tool to help you make smart decisions about your KiwiSaver too.
The mortgage myth
Myth: “Switching your KiwiSaver account to a big bank helps your mortgage application get approved.”
Fact: This is a common misconception. Big banks may suggest linking your KiwiSaver, but this rarely impacts approval - and it could cost you thousands in retirement returns.
“I didn’t think it mattered that much where I put my KiwiSaver funds. The SBS Wealth comparison tool showed a $280,546 difference in potential retirement funds compared to the KiwiSaver scheme my bank was running.”
- Ben from Greytown
How much better off could you be?
Try our simple comparison tool to see how SBS Wealth compares to big bank KiwiSaver schemes.
Could big bank KiwiSaver schemes cost you?
If your KiwiSaver account is with a big bank, you might be missing out on better returns.
Over time, this can add up to tens - or even hundreds - of thousands of dollars less in your account.
Wait - isn't SBS Wealth part of a bank?
Yes, SBS Wealth has the backing of SBS Bank with its proud 155-year history of looking after New Zealander’s money – and they're owned by their New Zealand members too!
But SBS Wealth is a standalone entity that has a dedicated Board, Investment Team and Financial Advisers - all specialists in managing your money.
And our performance speaks for itself!
How much better off could you be?
Try our simple comparison tool to see how a move to SBS Wealth could benefit your future.
Select the bank you want to compare with, enter your age and KiwiSaver balance, and let us do the rest!
Let’s make smarter moves together
You’re already making big decisions with your mortgage. Take a moment to make sure your KiwiSaver account is working just as hard.
Talk to an SBS Wealth adviser about how to optimise your KiwiSaver account during the mortgage process.
✔ No obligation
✔ Expert advice
✔ Tailored to your goals